More Insurance questions

cynfulsmokersbbq

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Somehow this ended up in the food handling section. I'm not sure why I posted it over there... But I'm moving it here in hopes that more will respond with your experiences.

Thank You!

First:
We are an LLC. Those of you that are LLC do you put your trailers, smokers, vehicles in the LLC name?

Second:

We've been in business for 6 years. Our insurance has changed multiple times since then. I'm not 100% sure that my insurance man knows how to insure caterer/vendors. (It seems every 4 months I am doing a policy review)

Questions:

Do you have your Trailer insured as commercial?
What about the truck you pull it with?
Are your smokers insured?
Does anyone carry Workman'a comp. insurance?
Do you have your vending and catering policies separated?
Any Insurance questions I missed.

Thank you all for any answers you can give!
I appreciate that I have such a good resource at my disposal!
 
Do you have your Trailer insured as commercial? Yes
What about the truck you pull it with? Yes
Are your smokers insured? No but I can have them insured (need to)
Does anyone carry Workman'a comp. insurance? Yes
Do you have your vending and catering policies separated? No
Any Insurance questions I missed. Content insurance. Typically the coverage on your concessions trailer won't cover anything that is not part of the trailer.
 
Do you have your Trailer insured as commercial? Yes
What about the truck you pull it with? Yes, while attached to trailer.
Are your smokers insured? Yes as trailer contents.
Does anyone carry Workman'a comp. insurance? No, but i do not have employees.
Do you have your vending and catering policies separated? I do not cater
 
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